Giving back is what we do!
Our checking accounts give to the community, to a charitable cause, and to you! Find out how below:
Capital Impact Checking Account
Our Impact checking accounts can reward you or a charitable cause...or both! You decide!
- Pays you and/or the cause of your choice 1/2% (or a flat amount) of your purchases $5 or greater
- Choose a charitable cause that matters to you:
- Love animals? This card donates to a charity dedicated to the protection of animals. You'll get a cute furry friends card design and receive 1/2% cash back on debit card purchases over $5.
- Want to help our teachers? This card will donate to a local school district of your choice. Your backpack card design shows your dedication to learning and pays you 1/2% cash back on debit card purchases over $5!
- Feeling patriotic? We will direct .03 cents of every purchase over $5 made with our Folds of Honor card (not pictured). Folds of Honor, an amazing charity with roots here in Oklahoma, provides scholarships to veterans and their families
- Already giving back? Choose the Oklahoma Capital Bank tree logo design that just pays you. You'll receive 1/2% of every debit card purchase over $5.
- Minimum Deposit to Open: $100.00
- Minimum Monthly Balance to avoid service charge: $500
- Service Charge: $5/month
Capital Impact eChecking Account
Our Impact eChecking Account is a more earth-friendly version of our Impact checking account. This account rewards you in three ways: it pays you cash back, waives your fees when you avoid paper statements and checks, and pays to a charitable cause you care about - fighting climate change! As an extra boost to our planet, we will plant a tree with every Impact eChecking Account opened.
- Pays you and a charity supporting efforts to fight climate change 1/2% of your debit card purchases $5 or greater
- We plant a tree in an area of need each time an e-checking account is opened
- "Cool" polar bear design
- Minimum Deposit to Open: $100.00
- No Service Charge
- Statement charge of $3 waived when you sign up for e-statements
- Paper check fee of $3 per item (no charge for electronic transactions)
Capital Basic Bonus Checking Account
Our Basic Bonus checking includes a possible one-time bonus and a low monthly service charge if your balance falls below $500.
- Pays a one-time $100 bonus when you sign up for direct deposit AND make 10 debit card transactions each of the first 3 months after opening your account
- Minimum Deposit to Open:: $100.00
- Minimum Monthly Balance to avoid service charge: $500.00
- Service Charge: $5.00/month
*Some legalese for all Impact Checking Accounts: Each recipient charity will be selected by Oklahoma Capital Bank and will support the cause indicated by the card design. Cardholders selecting the backpack design can pick a local school district, but not a specific school in that district. All charitable causes will be paid an amount equal to or greater than the amount deposited to the cardholder account except for the Folds of Honor (FOH) design, which pays all proceeds to the charity, and the OCB Tree logo card, which does not pay a charity. FOH will be paid 3 cents for every cardholder transaction over $5. All other charitable causes receive 1/2% of cardholder transactions over $5. Oklahoma Capital Bank reserves the right to change the percentage paid to cardholders and to charitable causes at any time. If choosing a card that pays you, your account will receive an ACH credited monthly for the prior month's transactions. If your account is closed prior to receiving the ACH credit, you will have forfeited that credit. Payments made to charities and schools are not deductible by the cardholder.
